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Twin ConstructionTwin Construction
Twin Construction
PropertyPurchaseSIPP and ProsperSIPP are a unique way of combining the best of both worlds in pension investment.
The unique 'Twin SIPP' construction allows the maximum flexibility for the exchange of funds between both plans.

  • Full investment versatility including commercial property purchase.
  • One set up charge for both 'Twin SIPP' plans.
  • Full Discretionary Fund Management by Brewin Dolphin, using a whole of market approach by independent fund managers.
  • 1% Annual Management Charge by Brewin Dolphin for ProsperSIPP Discretionary Fund management.
  • The safety and security of independent administrators.
  • IFA only SIPP product that offers the peace of mind of full independent financial advice.
  • On-line tools and on-line valuations system with ProsperSIPP is provided by Brewin Dolphin.
  • PropertyPurchaseSIPP and ProsperSIPP gives you Unique retirement benefits flexibility with two independent SIPP contracts, and There may be Inheritance Tax planning scope with the use of opened and unopened SIPP plans.
ProsperSIPP
This is a fully managed Self-Invested Personal Pension Plan with the backing of Brewin Dolphin to manage your investments. Using the 'whole of market' approach commonly known as funds supermarket, Brewin Dolphin will provide you with a range of funds from top quality investment fund managers, in a portfolio to suit your attitude to investment risk and reward. A stock-broking service is available as well as a personalised consultancy service.
Brewin Dolphin Securities is the largest independent private client portfolio manager and stockbroker in the UK. The Group has 34 offices and manages £19 billion of funds on behalf of more than 100,000 clients, and of this £6.9 billion is on a discretionary basis. Brewin Dolphin were the first UK stockbroker to offer online trading and valuations for portfolio's and now offer a facility for daily online valuations using the funds supermarket for SIPP investment through ProsperSIPP.
  • Brewin Dolphin offer a Stock broking service for larger funds with ProsperSIPP
  • Highly personalised investment service available for larger funds with ProsperSIPP.com
  • PropertyPurchaseSIPP and ProsperSIPP is Supported by the In-Partnership IFA network, with a UK national network of individually owned and managed Independent Financial Advisers.
  • PropertyPurchaseSIPP and ProsperSIPP is Supported by Brewin Dolphin Securities, who have £19b of client funds under management.
PropertyPurchaseSIPP
Is the plan used for commercial property purchase and it has the facility to work with ProsperSIPP to facilitate the flow of funds between your pension investment plans. PropertyPurchaseSIPP will allow you to supplement your managed investments with a direct investment into property. This may have numerous uses, the most obvious being for business. If you run your own business you may wish to consider the purchase of a commercial property through your pension fund, and then lease the property back to your company on a commercial basis. This is highly tax effective and is a successful way of providing security of tenure for your business as well as good investment growth for your personal pension.

The unique 'Twin SIPP' construction allows the maximum flexibility for the exchange of funds between both plans.

Click here to view more details on the unique 'Twin SIPP' construction.
  • Any HMRC allowable investment, subject to scheme administrator’s acceptance and approval through PropertyPurchaseSIPP.
  • Transfer funds from PropertyPurchaseSIPP and ProsperSIPP.
  • PropertyPurchaseSIPP and ProsperSIPP can provide unique retirement benefits flexibility with two independent SIPP contracts.
  • PropertyPurchaseSIPP can offer a varied style of property investment opportunity, and they will include a Real Estate Investment Trust, structured products with full capital guarantees, and a Commercial Property Fund.